From SBA loans to same-day merchant advances — Encore Business Funding delivers the right capital solution for your business. Flexible, fast, and built around your goals.
Soft pull only · No obligation · No SSN required
Soft pull only · No obligation · Results in minutes
From startup to scale-up, we match your business with the funding solution that fits — not the one that's easiest for us to sell.
Government-backed financing with the lowest rates and longest terms available. Ideal for established businesses ready to grow.
Revenue-based funding with same-day approvals. Repayments flex with your daily sales — perfect for businesses with strong card volume.
Revolving credit you draw on when you need it. Only pay interest on what you use. The ultimate cash flow management tool.
Finance up to 100% of the equipment your business needs. Vehicles, machinery, technology — the asset secures the loan.
Turn outstanding invoices into immediate working capital. Get up to 90% of your receivables advanced within 24 hours.
Purchase, refinance, or pull equity from commercial property. Owner-occupied or investment — we have lenders for both.
Adjust the sliders to match your business profile and see which funding products you likely qualify for — instantly.
Based on your business profile
Estimates only · Actual offers depend on full underwriting
We cut through the red tape so you spend less time on paperwork and more time running your business.
Fill out our simple online form or call us directly at (888) 233-3162. No lengthy paperwork, no tax returns required to get started.
Your dedicated funding specialist reviews your profile and presents tailored options — rates, terms, and amounts that actually make sense for your situation.
Sign your documents and funds are deposited directly into your business account — often within 24 to 48 hours of approval.
No matter your sector, we have lenders who specialize in your space and understand your cash flow cycles.
Seasonal cash flow solutions, equipment financing, and expansion capital.
MCA · Equipment · LOCProject-based funding, equipment loans, and working capital bridges.
SBA · Equipment · InvoicePractice acquisition, equipment upgrades, and receivables factoring.
SBA · Equipment · FactoringInventory financing, seasonal capital, and rapid merchant advances.
MCA · LOC · Term LoansFleet financing, owner-operator loans, and freight factoring solutions.
Equipment · Factoring · SBALaw firms, agencies, and consultancies — fund operations and growth.
LOC · Term Loans · SBAEquipment acquisition, raw materials financing, and production scaling.
SBA · Equipment · LOCRevenue-based financing and growth capital for tech-forward businesses.
MCA · LOC · Term LoansAnyone can submit your file to a lender. We position your deal to get approved, funded, and structured right the first time.
Our lender network and deal experience means faster decisions — without sacrificing the right terms for your business.
We don't blast your file to 50 lenders. We identify the right two or three and put your best foot forward.
No hidden fees, no bait-and-switch. You'll understand exactly what you're signing before you sign it.
One point of contact from application to funding. No call centers, no being passed around.
Don't take our word for it — here's what our clients say.
Encore got us funded in 48 hours when three banks had already turned us down. Our specialist walked us through every option and never pushed us toward something that didn't make sense. Game changer for our expansion.
Funded: $185,000 MCAI was skeptical of funding brokers after a bad experience elsewhere. Encore was completely different — transparent terms, no surprises at closing, and my specialist actually answered his phone every time I called.
Funded: $320,000 SBA 7(a)Equipment financing done right. I needed a new fleet of trucks fast and Encore had me approved in a day. The whole process was smooth and professional. Will absolutely use them again for our next project.
Funded: $240,000 EquipmentAs a woman-owned small business I've faced my share of doors closed. Encore opened them. They found me a line of credit I didn't even know I qualified for. My inventory game hasn't been the same since.
Funded: $75,000 Line of CreditI've worked with three different brokers over the years. Encore is the only one that felt like they were actually on my side. They consolidated my existing debt and cut my monthly payments almost in half.
Funded: $210,000 Debt ConsolidationFast, honest, and incredibly knowledgeable. I came in not knowing the difference between an MCA and a term loan. By the end of our first call I felt completely confident. Got funded in 36 hours. Highly recommend.
Funded: $95,000 Term Loan